Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.

Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.

We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

We’re seeking a Physical Damage Advocate to support our claims organization.

In this role, you’ll partner closely with Lemonade policyholders, vendors, and claimants to quickly find a resolution to various car-related physical damage claims. You’ll work diligently to ensure that we thoroughly, accurately, and swiftly investigate and resolve claims, all while maintaining a a customer-first mindset.

**Unfortunately, we cannot consider applicants from these locations: Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico**

What you’ll do

• Receive, review, investigate, and resolve numerous physical damage complex liability claims
• Send correspondence to multiple parties involved in the claims process
• Engage in policy interpretation, identify coverage issues, and make comparative negligence liability decisions
• Work with our leadership team and your peers to streamline workflows and improve efficiencies
• Collaborate with Advocates and Champs to ensure that we are delivering the world-class customer experience we’ve promised
• Participate actively in brainstorming sessions, virtual meetings, and in-person events

What you’ll need

• 3+ years experience in customer service with 2+ years handling physical damage auto claims at an auto insurance carrier
• Extensive knowledge of the total-loss process
• Strong understanding of limits issues and authority
• Licensed as a Property & Casualty Adjuster in your resident state - preferred

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.