Job description
Description
The Credit Analyst will provide support to the finance back-office group by administering the customer on-boarding process.
- Conduct credit assessment relating to new and existing customer requests by utilizing third-party credit databases (i.e. CreditSafe, CreditRiskMonitor) and through financial statement analysis of fundamental credit metrics)
- Present credit analysis and findings to internal stakeholders in accordance with internal work practice to highlight credit risks
- Provide credit recommendation tied to analysis and assessment to appropriate internal approvers
- Accountable for maintaining and updating Credit's group KPIs to ensure internal service level agreement with operations is met
- Maintain, update, and communicate Badger's customer hierarchy structure
- Provide support in creating and distributing internal credit reports to senior management
- Maintain and update credit process documentation as required
- Provide support for ad-hoc reporting requirements relating to credit and collections
- Provide support for internal compliance function that include but not limited to updating enterprise risk register
- Update customer information in Oracle, subject to approval from required internal stakeholders as outlined in the Credit approval process.
Qualifications
- University degree; preferably Bachelor of Commerce
- +2 years of related experience within risk management, with a strong understanding of financial statements
- Demonstrated problem-solving skills; can identify the root cause of an issue or concern
- Demonstrated multitasking and prioritization skills; Solid time management skills
- Attention to detail
- Excellent analytical skills
- Independently process and synthesize data to support recommendation
- Strong verbal and written communications skills; is able to communicate in a professional manner with individuals from a variety of backgrounds
- Excellent interpersonal and relationship building skills; ability to listen & build rapport at all levels; collaborative
- Customer facing social skills for working with "internal customers"
- Must fully apply oneself to all requirements of the position
- Must have a desire to learn and natural curiosity for risk management
Will be required to successfully complete pre-employment screening, which includes criminal background check, MVR history and drug test.
Badger Daylighting, and its parent company Badger Infrastructure Solutions Ltd. (TSX:BDGI), is North America's largest provider of non-destructive excavating services. We work for contractors and facility owners in a broad range of infrastructure industries, including energy generation, electricity and natural gas transmission networks, roads and highways, telecommunications, water and sewage treatment and general municipal infrastructure.
Our key technology is the Badger HydrovacTM, which is used primarily for safe excavation around critical infrastructure and in congested underground conditions. The Badger Hydrovac uses a pressurized water stream to liquefy the soil cover, which is then removed with a powerful vacuum system and deposited into a storage tank. Badger manufactures and designs our truck-mounted hydrovac units, giving us the opportunity to incorporate feedback from our hydrovac operators into existing and future design and manufacturing processes.
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