Job description
At Gate City Bank, we invest in the best people...driven people, compassionate people, creative people…people like you! We invest in the best team members because it's what's best for our customers.
Learn more about our amazing benefits by clicking the link below:
https://www.gatecity.bank/about-us/careers/team-member-benefits/
Location
Grand Forks South Washington
Job Description:
The Personal Loan Officer prospects, establishes, and maintains relationships with customers by providing personal lending product and service expertise to assist customers in the decision-making process, while staying within established lending limits and ensuring loan quality and deposit growth for the Bank.
Hours for this position are 8:30 - 5:30 M-
ESSENTIAL FUNCTIONS:
-
Interview customers to obtain financial history. Analyze information and sells customers on the products and services that best meet their needs.
-
Prepare personal lending loan applications completely, accurately and in compliance with Federal guidelines and the Bank’s policies and procedures.
-
Approve loans within approval limits, and if appropriate, forwards higher values for approval.
-
Investigate and close all approved loans in accordance with Federal guidelines and the Bank’s policies and procedures.
-
Consistently inform and sell customers on credit life and disability insurance and GAP insurance.
-
Respond to customer inquiries regarding all aspects of personal loans.
-
Maintain awareness of all current policies and procedures pertaining to personal loans and all interrelated services and functions.
-
Meet established personal production goals and assist in the achievement of all the Bank’s annual sales goals.
-
Expected to assist in securing liens on mortgages, titles and UCCs.
-
Build, seize, and recognize relationship building opportunities with all areas of the bank, including but not limited to deposit, mortgage, business banking, financial planning, and insurance.
EDUCATION AND EXPERIENCE:
Bachelor’s degree; 2 years of related experience; or equivalent combination of education and experience.
-
Strong oral and written communication skills.
-
Interpret and use data for decision making.
EOE/including Disability/Vets
Member FDIC
arclintfl.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, arclintfl.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, arclintfl.com is the ideal place to find your next job.